Services

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Residential and Commercial Mortgage Broker

Our comprehensive suite of professional services caters to a diverse clientele, ranging from homeowners to commercial developers.

Residential Purchase Money Mortgage

Whether you are a first time home buyer or a seasoned pro, we can find you a great mortgage. Today you have options:

i. 95% & 97% Conventional Financing with or without Private Mortgage Insurance (PMI),
96.5% FHA Mortgage,
100% USDA Mortgage (Rural areas, restrictions apply),
ii. Conforming loans without a prepayment penalty,
iii. Jumbo loans now known as High Balance Loans, and
iv. Non qualified mortgages without a prepayment penalty.

Residential Mortgage Refinance

Today’s interest rates are still at low levels. Consolidate your debts into one low monthly payment. Simply fix the Adjustable Rate Mortgage (ARM) you currently have. Cash out the valuable equity you have built in your home to: Purchase investment property, Purchase a vacation or second home, consolidate your high interest credit card debts, put your child through college or University and make those necessary home repairs or upgrades.

Commercial Mortgage

Tired of waiting 3-4 months to get an answer from your local bank? We can find you a great mortgage to finance: Multi-unit Apartment Building, Mixed use retail or office, strip malls or full scale shopping center, warehouse or self storage facilities, automotive sales or repair shops.

Self-Employed: No Problem, we have you covered with bank statement programs.

In most cases, we can close your loan in less than 30 days.

Call us, stop in, or send us an email.

If you cannot come to us, we’ll come to you. We are glad to set a time convenient to visit you at your home or office. We have a “vested value” to close your loan. We do not charge up front fees. We do not make any money until we close your loan; Actually we lose money.

We do not want to be your broker for today only. We want to be your broker for life. We want to be the broker for you, your family, your friends, and everyone you know. We know if we do not treat you right, you will not recommend us. We are proud of our reputation. We build this business from personal recommendations. We will not lose sight of this fact.